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The Twelve Days of How to Save and Be a Savvy Spender

Becoming a savvy spender and a sharp saver requires a combination of discipline, planning, and good decision-making. Here are twelve tips to help you save money and spend wisely: 1. Create a budget: Track your income and expenses to understand your spending habits. Allocate funds for different categories, such as housing, food, transportation, and entertainment. …

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